Investing through an IRA or 401(k) can provide huge tax benefits. These benefits compound over time, resulting in a much larger nest egg for you in retirement, and for your loved ones after you are gone.
The downside to IRAs and 401(k)s is that you are restricted to a small class of traditional investments, all of which are typically highly correlated to the stock market, leaving you very exposed in an economic downturn. Every stock market rally eventually ends in a downturn, so it is only a matter of time before you’re bitten.
The very rich have known this for years. Endowment funds tend to keep about 25% of investments in “alternative assets” for this very reason. But until recently, this type of protection has been unavailable to most investors.
The good news is that you can now “have your cake and eat it too” with a self-directed IRA-LLC. With a self-directed IRA-LLC, you can keep the tax benefits of your IRA or 401(k) while still protecting yourself against stock market downturns by investing a portion of your retirement in many alternative assets, such as:
- Gold and Other Precious Metals
- Bitcoin and Other Cryptocurrency
- Real Estate
- Private Lending Notes
- Private Real Estate Investment Trusts
- Offshore Assets
Bonus: Some of my clients know that they need to diversify their into alternatives, but don’t know how to get started. This is because many alternative investment vehicles don’t advertise to the general public. If you don’t know how to get started with investing in these alternative assets, I can provide a list of resources to get your rolling.
Best of all, I can structure this IRA so that you have “checkbook control”. This means that you can make your investments as needed without relying on a third party custodian. This cuts out 90% of the fees that self-directed IRA custodians tend to charge. By using an attorney to form your self-directed IRA structure with checkbook control, you can eliminate most of the “fluff” fees that most self-directed IRA marketing companies charge.
If you have an existing IRA or 401(k), it can be rolled over into this setup tax-free. Further, if you are self-employed, we can create a personal retirement plan for your business over which you have full investment control.
I have assisted investors all over country in setting up these vehicles. Your entire self-directed IRA or 401(k) can be set up for a one-time flat fee of $1995.
If you’re interested, set up an initial consultation and we can get started. A $150 fee is taken for the initial telephone consult, but this fee is credited against the $1995 fee assuming you decide to move forward.